The Chase Sapphire Preferred® Card is designed for savvy travelers and everyday spenders who want to maximize rewards, enjoy premium benefits, and experience unmatched flexibility.
Exceptional Rewards Program 💳🌟
- Earn Points Everywhere:
- 5X points on travel booked through Chase Travel.
- 3X points on dining, takeout, select streaming services, and online groceries (excluding Target, Walmart, and wholesale clubs).
- 2X points on other travel purchases.
- 1X point per $1 spent on all other purchases.
- Points Worth More for Travel: Redeem points for 25% more value on travel booked through Chase Ultimate Rewards (e.g., 60,000 points = $750 in travel).
- 1:1 Point Transfers: Transfer points to leading airline and hotel loyalty programs with no transfer fees.
Flexible Chase Pay Over Time 🕒💵
- Break down purchases of $100 or more into fixed monthly payments with no interest, just a fixed monthly fee.
No Foreign Transaction Fees 🌎💳
- Travel worry-free without paying extra for international purchases.
Exclusive Welcome Offer 🎉💼
- 60,000 Bonus Points: Earn after spending $4,000 on purchases in the first 3 months, equal to $750 when redeemed for travel through Chase Ultimate Rewards.
Premium Benefits & Protections 🌟✈️
- Travel Protection: Complimentary benefits when booking travel with your Sapphire Preferred Card.
- Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per item.
- Extended Warranty: Adds one year to U.S. manufacturer warranties of three years or less.
- Ultimate Rewards Points Never Expire: Points remain active as long as your account is open.
- 24/7 Customer Support: Dedicated access to a Sapphire Customer Service Specialist.
Pros & Cons ✅❌
Pros:
✔️ 25% more value for travel redemptions via Chase Ultimate Rewards.
✔️ No foreign transaction fees, perfect for international travelers.
✔️ Flexible point transfers to top airline and hotel loyalty programs.
✔️ Comprehensive travel and purchase protection benefits.
Cons:
❌ $95 annual fee.
❌ Fixed monthly fees for Chase Pay Over Time (vs. traditional 0% APR offers).
❌ Points are most valuable when redeemed for travel through Chase Ultimate Rewards.
7️⃣ No Impact on Credit Score 🔍✔️
- Pre-qualify or check your eligibility without affecting your credit score to see if this card is right for you.
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