The Chase Freedom Flex® Card is the perfect blend of rewards and flexibility. From cashback on every purchase to a $200 welcome bonus and a 0% intro APR, this card delivers incredible value. Plus, with no annual fee, it’s a must-have for anyone looking to maximize everyday spending.
✨ Rewards That Make Every Purchase Count
- 5% Cash Back:
- On up to $1,500 in combined purchases each quarter in rotating bonus categories (activation required).
- On travel booked through Chase Travel.
- 3% Cash Back:
- On dining, including takeout and delivery.
- On drugstore purchases.
- 1% Cash Back: On all other purchases.
- Bonus Categories Include: Grocery stores (excluding Target® and Walmart®), gas stations, online shopping, and more.
💲 Low Introductory APR
- 0% Intro APR: Enjoy 0% APR for 15 months on purchases and balance transfers.
- Variable APR: After the intro period, rates range from 19.49% to 28.24% based on creditworthiness.
🏷️ No Annual Fee
- Annual Fee: $0.
- Foreign Transaction Fees: 3% per transaction.
🎁 Welcome Offer: Start Strong with a $200 Bonus
- Earn $200 Bonus: Spend $500 in the first 3 months from account opening. That’s an easy win for big savings!
✨ Additional Benefits That Wow
- Complimentary DashPass Membership:
- Get 3 months free and 9 months at 50% off for no delivery fees and lower service fees on DoorDash orders.
- Includes a quarterly $10 credit for non-restaurant orders on DoorDash.
- Lyft Rewards:
- Earn 5% total cash back on Lyft rides through March 2025.
- Travel Protections:
- Trip cancellation/interruption insurance and extended warranty protection for peace of mind.
- My Chase Loan℠: Flexible payment plans for larger purchases, tailored to your budget.
✅ Pros and Cons
Pros:
✔️ Generous cashback categories, especially for travel and dining.
✔️ No annual fee.
✔️ Strong welcome bonus and 0% intro APR.
✔️ Valuable partnerships like Lyft and DoorDash for added rewards.
✔️ Rotating bonus categories with up to 5% cashback.
Cons:
❌ Requires activation for quarterly bonus categories.
❌ Foreign transaction fees (3%).
❌ Variable APR after intro period can be high based on creditworthiness.
🔍 Check Your Eligibility Without Impacting Your Credit Score
Curious if you qualify? You can check for pre-approval or pre-qualification with no impact on your credit score!
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