Capital One Quicksilver

Experience a world of benefits with Quicksilver credit cards. Earn unlimited 1.5% cash back on every purchase, enjoy a 0% intro APR for the first 15 months, and access exclusive security features to protect your purchases. Start saving today!

Rewards: Earn Unlimited Cash Back

Earn 1.5% unlimited cash back on all your purchases, every day! Whether it’s groceries, travel, or online shopping, you’ll never miss out on rewards. Plus, your rewards never expire, and you can redeem them for any amount.

APR: 0% Introductory APR for 15 Months

Take advantage of 0% intro APR on purchases and balance transfers for the first 15 months. After that, enjoy a variable APR of 19.24% – 29.24% based on your credit profile.

Maintenance Fee: No Annual Fee

Enjoy the benefits of no annual fee with most Quicksilver cards, saving you money right from the start! For the QuicksilverOne card, a $39 annual fee applies, but it’s packed with additional rewards and benefits.

Welcome Offer: Earn a One-Time $200 Cash Bonus

Sign up today and earn a $200 cash bonus when you spend $500 within the first 3 months from account opening! It’s an easy way to boost your rewards right from the start. Just click “See if I’m Pre-Approved” or “Apply Now” to find out if you qualify. (Terms apply—be sure to check eligibility!)

Additional Benefits: Security and Peace of Mind

No Foreign Transaction Fees: Travel internationally with no extra charges on foreign purchases.
Eno Security Alerts: Stay protected with 24/7 alerts from Eno, Capital One’s virtual assistant.
$0 Fraud Liability: Zero liability for unauthorized charges if your card is lost or stolen.
Free Credit Score Access: Easily monitor your credit score with Capital One’s tools to keep your financial health in check.

PROS and CONS

Pros:

1.5% unlimited cash back on every purchase.
0% intro APR for 15 months on purchases and balance transfers.
No foreign transaction fees.
$0 fraud liability protection.
No annual fee for most cards.

Cons:

Variable APR after the introductory period (19.24% – 29.24%).
Cash advance fees: $5 or 5%, whichever is greater.

No Impact on Credit Score (Pre-Approval)

Check your pre-approval status with no harm to your credit score! Capital One uses a soft inquiry to assess your eligibility, so you can explore your options risk-free. If you decide to apply, a hard inquiry may impact your credit score slightly, but the rewards are definitely worth it!

Apply now

Offer & Benefit full description

Disclosure: Some links on this site may earn us a commission. We do our best to recommend products we believe are the best fit for you, the consumer, and our information is usually based on our own experience. However, we do not guarantee the accuracy of the information, as products and terms can change rapidly—please check the terms of each product before applying. All articles reflect our own analysis and perspective and may not align with others’ opinions.